Three easy questions to help you decide which account is best for you!
1. Will you maintain a balance of $1,000 or more in your account?
2. Will there be anyone age 45 or older on the account?
3. Will there be direct deposits made to or automatic payments made from this account?
Premium Account
An account for those who desire higher interest rates.
Features
- Tiered interest that rewards higher balances
- Can be used as checking, savings or both
- Unlimited deposits and withdrawals
Requirements
- $1,000 minimum daily balance to avoid $8 monthly service charge
- $2,500 or more to earn higher interest rates
45 Plus Interest Checking
Free for customers age 45 or older.
Features
- Competitive interest
- No minimum balance
- No monthly service charge
Direct Checking
Free checking with direct deposit or automatic payment.
Features
- Competitive interest
- No minimum balance
- No monthly service charge
Requirements
- Direct deposit or automatic payments
Homefree Checking
A fully-loaded FREE account.
Features
- Free from minimum balance requirements
- Free from direct deposit requirements
- No monthly service charge
* Use of non-First State Bank ATMs not included in the Allpoint Surcharge-Free Network may result in ATM fees charged by other financial institutions. Customer purchases checks. Fees may be charged for overdrafts and other services.