Personal

Not near a branch?

Find an Allpoint Surcharge-Free ATM

Download to your GPS or SmartPhone!

Open a Personal Checking or Savings Account online today!

Making the switch is easy with our

Switch Kit.

Home / Personal / Mortgage

Mortgage Loans

Compare Mortgage Accounts

If you are purchasing, refinancing, building, or consolidating debt, you can trust First State Bank Mortgage Company, located at First State Bank, to help you find the right mortgage option.

Visit our Mortgage Center to apply online.

Fixed Rate Mortgage: Need to know the exact payment each month for peace of mind? Then a fixed rate mortgage is for you. We offer 10-, 15-, 20- and 30-year fixed-rate mortgages and Jumbo Mortgages.
Investor Advantage Loan: If you are a residential property investor or renovator, this short-term loan program may be perfect for you.
Construction and Bridge Loans: Construction and Bridge Loans can help you build that dream home or purchase one with ease.

Government Housing Loans: Coming up with a down payment for a new home can be difficult. We offer many solutions for customers with limited funds who are eligible for Government Housing Loans through FHA, VA, and MSHDA.
Adjustable Rate Mortgage: Looking for the flexibility of a lower initial payment and the potential to obtain a larger mortgage amount? Then an Adjustable Rate Mortgage might be the right option for you.
Contact Your Residential Mortgage Consultant: Our mortgage consultants are at your service to help you find the right financing solution; because your time is valuable, they will be happy to meet with you at a convenient time and place.