This is a great loan choice when you are planning to make a large, one-time purchase, or if you prefer the stability of a loan with fixed monthly payments for a specific length of time.
- Competitive rates – much lower than credit cards
- Rate and payment remain the same for the life of the loan
- One-quarter percent (¼%) rate reduction with automatic payment from a First State Bank account
- May be fully tax deductible*
- Borrow up to 85% of your home's value
- Minimum loan amount is $5,000 and maximum is $250,000
- No application fee, closing costs, annual fee or pre-payment penalty
- Quick approval, apply online
- Convenient payment options: automatic deduction from any First State Bank checking or savings account (which may reduce your interest rate), Online Banking, or any First State Bank ATM or night depository
Current Rates: As of April 16, 2014
Visit our Mortgage Center to apply online .
|Term in Months
||Annual Percentage Rates as low as: 1
||Monthly Payment 1
|Up to 60
Annual fee: $0
Rates listed require automatic payment from a First State Bank account, otherwise rates are .25% higher.