For a limited time, we're offering incredible rates - as low as 2.49% APR* - on new auto loans.
- Competitive rates
- Quick approvals
- One-quarter percent (¼%) rate reduction with automatic payment from a First State Bank account
- Flexible terms
- New: finance up to 90% of cash sale price
- Used: finance up to 90% of cash sale price
- Convenient payment options: automatic deduction from any First State Bank checking or savings account (which may reduce your interest rate), Online Banking, or any First State Bank ATM or night depository
Current Rates and Fees:
|Car Model Year
|Annual Percentage Rate with Automatic Payment
||Varies on term with rates as low as 2.49%
||Varies on model year with rates as low as 2.99%
|Annual Percentage Rate without Automatic Payment
||Varies on term with rates as low as 3.49%
||Varies on model year with rates as low as 3.99%
||Max. 60 months
||Max. 48 months
For a complete schedule of rates for new and used vehicles, please download our Auto Loan Rates (PDF)**.
Loans are subject to credit approval, verification and collateral evaluation.
*Lowest annual percentage rate assumes excellent credit history, automatic loan payment from a FSB account, 10% down payment on a new car financed for 60 months. A $25,000 loan under these assumptions, including a $75 service fee, would result in a $400.55 monthly payment.
**Requires Adobe Acrobat (free download)