Fee-free nationwide ATMs

Not near a branch?

Find an Allpoint Surcharge-Free ATM

Download to your GPS or SmartPhone!
Open bank account online

Open a Personal Checking or Savings Account online today! 

Making the switch is easy with our

Switch Kit.

Home / Personal / Additional Services / Surcharge-Free Nationwide ATMs

Surcharge-Free Nationwide ATMs

Printer Friendly

We’ve teamed up with Allpoint, the nation’s largest surcharge-free* ATM network to give you access to 43,000 ATMs nationwide and 11,500 internationally. We picked up the tab for your transactions, so you pay no surcharge fees. 


  • Surcharge-free* transactions
  • Convenient locations in national and regional retailers like 7-eleven, Target, Costco, Kroger and Walgreens
  • 43,000 ATMs nationwide, 879 in Michigan, 411 in Metro-Detroit
  • Over 2,500 ATMs in the United Kingdom
  • 2,500 ATMs in Mexico
  • 5,000 ATMs in Australia
  • 470 ATMs in Canada
  • No sign-up required, no forms to fill out
  • Use your current First State Bank Debit Card today
  • More fee-free* ATMs than Bank of America, Chase and Comerica combined
  • Just look for the Allpoint Logo logo

To find an Allpoint ATM near you, use our Branch/ATM locator.

Some ATMs may still display a surcharge warning message during your Allpoint ATM transaction. If that happens, simply enter "Yes" to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge.

Ready to Get Started?

We are too.

Email Us

Equal Housing LenderMember FDIC