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Home / Personal / Additional Services / ATM/Debit Card

ATM/Debit Card

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The most convenient card in your wallet provides you instant access to cash and a hassle-free way to pay for purchases. It’s safer too – there’s no need to carry cash or checks. 


Print the ATM/Debit Card Application and mail it in or drop it off at a branch.


Consider registering your card with MasterCard SecureCode.


How to pay:  Debit or Credit?

  • Access your accounts anywhere to withdraw cash, transfer funds, check account balances, and make deposits*
  • Fee-free* access to 43,000 ATMs nationwide and 2,500 in the United Kingdom, 2,500 in Mexico and 5,000 in Australia
  • Eliminate the need for check writing – use your ATM/Debit Card anywhere MasterCard® is accepted
  • Eliminate trips to the ATM – get cash-back when paying for in-store purchases
  • Make online, phone, or mail-order purchases, register your card with MasterCard SecureCode for added protection.
  • Maximum protection on your purchases with the MasterCard® zero dollar liability**
  • Easy recordkeeping – transactions detailed on your statement and in online banking

* Provided the ATM is linked to a network in which First State Bank is a participant. Deposit transactions are not available at all locations. If we allow you to overdraw your account by use of your ATM/Debit Card, applicable fees are charged for those overdrafts.
** The MasterCard® zero dollar liability does not apply to business debit cards and ATM or PIN transactions not processed by MasterCard®. See your Electronic Funds Transfer Rights and Responsibilities Disclosure for complete information regarding unauthorized transactions. Notify First State Bank immediately if your card is lost or stolen or if you detect fraudulent activity.

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