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Home / Personal / Additional Services / Rewards First Referral Program

Rewards First Referral Program

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Go ahead, talk about us. Tell a friend about our exceptional customer service and checking account options, and we’ll reward you both when you refer a new checking customer to First State Bank.

Friendship has its rewards.

It really pays to spread the word about your hometown bank.

Our Rewards First Referral Program pays you and your friend a cash bonus when your friend opens a new First State Bank checking account.  Here’s how it works:

Existing Customer – Rewards First for You

Refer a friend for: And your friend or associate: Then your reward is:¹
Personal Checking Account Opens and maintains a Personal Checking Account with us and presents your completed Rewards First Referral Form $50
Business Checking Account Opens and maintains a Business Checking Account with us and presents your completed Rewards First Referral Form $75

New Referred Customer – Welcome to First State Bank – Rewards First for You

Open a: You'll need to: And your reward is:²
Personal Checking Account you can earn up to $110

Open a new Personal Checking Account, present the Rewards First Referral Form with your friend's completed information and use your new account in the first two months (with a minimum of 12 monthly transactions)

Set-up a recurring direct deposit of at least $100 within 45 days of opening your personal checking account

Sign up for eStatements++ within 45 days of opening

Bring in your old checks and debit card so we can buy them back






$50


+



$25

+/or

 

$10

+


Up to $25

$110

Business Checking Account, you can earn up to $135

Open a Business Checking Account with us and present the Rewards First Referral Form with your associate's completed customer information and use your new account in the first two months (with a minimum of 12 monthly transactions)

Sign up for eStatements++ within 45 days of opening

Bring in your old checks and debit card so we can buy them back






$75


+

 

 

$10

+

Up to $50


$135

Simply fill out the Rewards First Referral Form and pass it on to your friend.  Then, your friend can bring your completed Form into one of our branches to open and use their own personal or business checking account.  You’ll both reap the rewards.

Terms and Conditions:

¹ Existing Customer: We will pay a $50 referral award for a new Personal Checking Account and $75 referral award for a new Business Checking Account to an existing Customer after we verify that the new customer you referred opened a new checking account and met the other terms of the offer.  As an existing customer, you must have a First State Bank checking or savings account in good standing at the time of payment to receive the referral award. We will notify you and credit your checking or savings account within 90 days of the qualifying account opening.* The value of the referral award will be reported to IRS as taxable income.
² New Customer: You must present a Rewards First Referral Form at the time of the account opening and then satisfy the terms of the Rewards First Referral Program. You must open a new Checking Account with $100 and conduct an average of 12 monthly transactions (excluding interest) in the first two consecutive months from the account opening date. All accounts are subject to our normal approval processes.  The value of the referral award will be reported to IRS as taxable income.
Referral Award Amount for Personal Checking Accounts: If you opened a Personal Checking Account, you will receive a $50 referral award within 90 days of your account opening and having met the transaction requirements.  If you set-up a recurring direct deposit of at least $100 a month within 45 days of account opening, we will pay you an additional $25 referral award and/or if you sign up for eStatements++ within 45 days of account opening, we will pay you an additional $10 referral award with the$50 referral award.  These additional rewards are paid at the same time we pay the $50 referral award.  All personal Checking Accounts excluding Health Savings Accounts are eligible for the Rewards First Referral Program.  You may also earn up to $25 in our Check and ATM/Debit Card Buyback Program in which we buy back and shred your old checks and ATM/Debit Cards from your former institution.**
Referral Award Amount for Business Checking Accounts: If you opened a Business Checking Account, you will receive a $75 referral award within 90 days of your account opening and having met the transaction requirements.  If you sign up for eStatements++ within 45 days of account opening, we will pay you an additional $10 referral award at the same time we pay the $75 referral award.  All Business Checking Accounts excluding Public Funds Interest Checking, and IOLTAs, are eligible for the Rewards First Referral Program.  You may also earn up to $50 in our Check and ATM/Debit Card Buyback Program in which we buy back and shred your old checks and ATM/Debit Cards from your former institution.+
Eligibility: You must be a new customer of First State Bank. Offer not available to individuals or business that were signers on a First State Bank Checking Account that closed in the last six months, and employees of First State Bank and its affiliates. This offer cannot be combined with any other offer except the Check and ATM/Debit Card Buyback Program.
Referral Payment: You must have a First State Bank Checking Account in good standing at the time of payment to receive the referral award. We will pay the new customer’s referral payment to you by crediting your new Checking Account within 90 days of the account opening.
This offer may be withdrawn or changed at any time and we reserve the right to determine in our sole discretion the eligibility of new customers and existing customers. We also reserve the right to disqualify referrals in circumstances where we reasonably believe they were not made in good faith.
* We value our customer’s privacy and we are unable to give out the identity of customers who have opened an account.  You will need to ask your acquaintances directly to see who opened a checking account.
** A credit of $2 per check pad for your unused checks and $2 for your old ATM or debit card from another financial institution will be issued within two business days of receiving them.
+ A per-check credit for your unused checks and your old ATM or debit card from another financial institution up to $50 will be issued within two business days of receiving them.
++ You must be an Online Banking customer of First Sate Bank to receive eStatements.

*Requires Adobe Acrobat (free download )

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