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U.S. Savings Bonds

The U.S. Department of the Treasury will stop selling paper savings bonds on January 1, 2012.  As of that date, the government will sell electronic savings bonds online only.

To buy and manage bonds, you must open an online account with the United States Treasury.

Savings Bonds are issued by the United States Treasury and are considered a safe, long-term way to save money, set up an education fund, or make a gift that increases in value over time. There are two types of bonds – "I" or "EE."

I Savings Bond

  • Paper Bonds offered in denominations of $50, $75, $100, $200, $500, $1,000, and $5,000
  • Electronic Bonds offered in denominations of $25 or more
  • Bonds are sold at face value; i.e., you pay $50 for a $50 bond
  • $5,000 maximum purchase in one calendar year
  • Earns interest and protects you from inflation
  • Issued as paper bond certificates or electronically to your designated account set up through the United States Treasury

EE Savings Bond

  • Offered in denominations of $25 or more
  • Bonds are sold at face value; i.e., you pay $50 for a $50 bond
  • $5,000 maximum purchase in one calendar year
  • Issued electronically to your designated account set up through the United States Treasury
  • Paper bonds are no longer issued

Note:  The move to sell savings bonds online will not effect holders of paper savings bonds.  You can still redeem paper bonds at financial institutions after the transition.