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Surcharge-Free Nationwide ATMs

We've teamed up with Allpoint, the nation's largest fee-free* ATM network to give you access to 43,000 ATMs nationwide. We picked up the tab for your transactions, so you pay no surcharge fees.


  • Fee-free* transactions
  • Now available – fee-free* ATMs at 7-Eleven
  • 43,000 ATMs nationwide, 879 in Michigan, 411 ATMs in Metro-Detroit
  • 11,500 international ATMs in the UK, Mexico, Australia and Canada
  • No sign-up required, no forms to fill out
  • Use your current First State Bank ATM/Debit Card today
  • More fee-free* ATMs than Bank of America, Chase and Comerica combined
  • Just look for the Allpoint Logo logo

To find an Allpoint ATM near you, use our Branch/ATM locator.

* If we allow you to overdraw your account by use of your ATM/Debit Card, applicable fees are charged for those overdrafts.

Some ATMs may still display a surcharge warning message during your Allpoint ATM transaction. If that happens, simply enter “Yes” to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge.