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Business Online Banking

Business Online Banking provides you with precise information about your account(s) in real time, allowing you to make financial decisions based on the latest financial data.

Business Online Banking is designed specifically for businesses and offers many advantages for better cash management.  With this service, you'll know exactly where your business' money is so you can move it or use it whenever - and wherever - you need.  Through a single sign-on, you'll have anytime access to up-to-the-minute account information, transaction capabilities and customized reporting.

STANDARD FEATURES:

To learn more view our demo, or to enroll, please email us, call Treasury Management at 866-372-1275 or stop in at any branch.

  • Information Reporting - view real time balances, posted transactions, check images, deposit tickets, detailed reports and more.  Customize your own reports and transaction searches.  Download into Quickbooks®
  • Electronic Transactions and Payments - Pay bills, process payroll, transfer money between your First State Bank account and other financial institutions, person-to-person payments, and more
  • Check Services - Inquiry on a single or range of checks, initiate, remove or renew stop payments1, and more
  • Administrative capabilities - Configure the system to meet your own needs: set-up employees with unique passwords, authorization limits, feature control, dollar limits
  • Secure - Controls ensure your transactions are safeguarded with digital certificates, secure browsers, state-of-the-art encryption, firewalls, and multi-layer login process

ADDITIONAL FEATURES1

  • Initiate ACH (Automated Clearing House) transactions 
    – Direct deposit of payroll
    – Federal and state tax payments
    – Vendor payments
  • Initiate Wire Transfer transactions at much lower cost than if bank initiated
  • Positive Pay Protection
    – Daily verification of checks presented against issue file
    – Early detection of fraudulent, altered, or counterfeit checks
    - Convenient file transfer to bank
    - Instant exception images online for return or pay decisions by 1:00 p.m. ET

Business Online Banking is not a modified consumer online service, but rather, is a robust online service designed especially for managing business accounts. We are happy to provide on-site training at no additional cost to support your productivity and profitability needs.

Rates & Fees

Standard Features Pricing:

Monthly maintenance fee: None
Per account/access/item fee: None
Bill pay: Free*
Online check images: Free
Online statements: Free
QuickBooks® download: Free
Stop payment (each): $18

Additional Features Pricing:

ACH module monthly maintenance fee: $25
     ACH debits - originated: $0.16
     ACH credits - originated" $0.16
     ACH prenote - originated: $0.16
     ACH return item: $5
     ACH debit block: $15
     ACH debit filter: $15
Wire transfer module monthly maintenance fee: $12
     Outgoing wire - domestic: $7
     Outgoing wire - international: $25
     Fax notification: $2
     Paper notification: $5
Positive Pay module monthly maintenance: $15

1 Service-level fees may apply. Some transactions may only be processed during regular business hours. Transactions involving savings and money market accounts are limited by federal regulation. Fees may be charged for overdrafts and other services such as stop payments, wires, ACH, and Positive Pay.