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- Checking, Savings & Certificates of Deposit
- Loans
- Other
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Business Checking, Savings & Certificates of Deposit
 Free
Business Checking
First State Bank offers Free Business Checking with no minimum balance
and up to 300 transactions included.
- No Monthly Maintenance Fee
- No Minimum Balance
- Only a $100.00 deposit required to open
- No Monthly Service Charge
- 150 Monthly Checks (debit) and Deposits (credit)-Included at No Charge
- Free Images of Cancelled Checks
- Free Online Banking
- Free Online Bill Pay
- Excess Debit Fee (over 150 month) $.50
- Excess Credit Fee (over 150 month) $.50
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Business Checking Services
| Regular Business
Checking |
| Maintenance Fee (per monthly statement cycle) |
$18.00 |
| Per Debit Fee |
$.25 |
| Per Credit |
$1.00 |
| Per Check Deposited |
$.10 |
| Credit Allowance on Available (Collected) Balance |
Market Rate |
| Low Volume Business
& Estate Account Checking |
| Debits Allowed Per Month |
100 |
| Deposits Allowed Per Month |
100 |
| Fee for Each Excess Debit |
$.50 |
| Fee for Each Excess Credit |
$.50 |
| Minimum Daily Balance |
$1,500.00 |
Maintenance Fee (per month)
(Fees assessed if you drop below minimum balance) |
$18.00 |
| Money Market Business
Checking |
Excess Check Fee - More Than Three (3) Checks
Per Monthly Statement Cycle (per check) |
$10.00 |
| Non Tele-Bank Transfers |
$1.00 |
Minimum Daily Balance
(Fees assessed if you drop below minimum balance) |
$2,500.00 |
| Maintenance Fee (per monthly statement cycle) |
$18.00 |
| Per Debit Fee |
$.25 |
| Super N.O.W.
(public fund only) |
| Minimum Daily Balance |
$2,500.00 |
Maintenance Fee (per monthly statement cycle)
(Fees assessed if you drop below minimum balance) |
$18.00 |
| Business N.O.W.
(non-profit or DBA) |
| Minimum Daily Balance |
$1,500.00 |
Regular Checking service charges assessed,
without credit allowances, on balances below |
$1,500.00 |
| Depository
Transfer Account for Business |
| Maintenance Fee (per monthly statement cycle) |
$30.00 |
| Per Debit Fee |
$.50 |
| Per Credit |
$1.00 |
| Per Check Deposited |
$.10 |
Business Savings Services
| Business
Statement Savings - Active Accounts |
| Fees for Each Additional Debit and Credit
Over Five (5) Each Month |
$2.00 |
Minimum Daily Balance
(Fees assessed if you drop below minimum balance) |
$500.00 |
| Maintenance Fee (per month) |
$2.00 |
| Business
Statement Savings - Inactive Accounts |
Minimum Daily Balance
(Fees assessed if you drop below minimum balance) |
$500.00 |
| Inactivity Fee (per month) |
$3.00 |
* Fees and minimum balances effective as of
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