| |
Minor Savings |
Statement Savings
 |
Premium Account
 |
Health Savings Account |
Holiday Savings Club
 |
| Best For Those Who: |
Are under 18 |
Want to earn interest on basic savings |
Keep a high balance in checking and want it to earn interest like a savings account |
Have a high deductible health plan |
Want to save early for holiday expenses |
| 43,000 Fee- Free¹ ATMs Nationwide |
NA |
FREE |
FREE |
FREE |
NA |
| 24/7 Telephone and Online Banking |
FREE |
FREE |
FREE with Bill Pay |
FREE with Bill Pay |
FREE |
| ATM or Debit Card |
NA |
FREE |
FREE |
FREE |
NA |
| Earns Tiered Interest² |
YES |
YES |
YES |
YES |
YES |
| Account Alerts |
YES |
YES |
YES |
YES |
YES |
| FDIC Protection |
YES |
YES |
YES |
YES |
YES |
| Tax Advantaged |
NA |
NA |
NA |
YES |
NA |
| Balance Required to Open |
$25 |
$100 |
$100 |
$50 and $10 set-up fee |
$10 |
Minimum daily balance to avoid monthly service charge
|
$25 |
$100 |
$1,000 average monthly balance
|
N/A |
NONE |
Service Charge
|
$2 |
$2 |
$14 |
$3 |
NONE |
| Other Features |
eStatements |
eStatements |
High interest rates
Checking account
Paper and eStatements
Free personalized debit card
Additional banking services
|
Supplements retirement
eStatements
|
Deposit options
Renews yearly
eStatements
|
Open Online
|
|
 |
|
|
|
View our Rates
¹ Use of non-First State Bank ATMs not included in the Allpoint Surcharge-Free Network may result in ATM fees charged by First State Bank and the ATM owner. Fees may be charged for other services.
² Interest rate and annual percentage yield may change.