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Credit Cards
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Home Equity Line of Credit – Principal & Interest |
Home Equity Line of Credit – Interest Only |
Fixed Home Equity Loan |
Auto Loans - New |
Auto Loans - Used |
Other Loans |
| Best for: |
Having the flexibility to use your credit card anytime for any expense |
Having the flexibility to use your credit line anytime for any expense |
Having the flexibility to use your credit line anytime for any expense |
Financing a large, one-time purchase |
Financing 2010 vehicles |
Financing 2003 – 2009 vehicles |
Boats
Recreational vehicles
Motorcycles
Snowmobiles
Jet skis |
| Rates |
Based on Prime Rate¹ Plus as published in the Wall Street Journal and your credit worthiness |
Based on Prime Rate¹ Plus as published in the Wall Street Journal and your credit worthiness |
Based on Prime Rate¹ Plus as published in the Wall Street Journal and your credit worthiness |
Varies on term of loan |
3.99% w/auto payment
4.24% wo/auto payment³ |
Varies on term of loan and automatic payment |
Varies on term of loan and automatic payment |
| Monthly Payments |
Variable |
Variable |
Variable |
Fixed |
Fixed |
Fixed |
Fixed |
| Terms |
NA |
5 year |
10 year |
Up to 20 Year |
Maximum – 72 months |
Varies on model year – 36 months to 60 months |
Varies by vehicle and if new or used |
| Other |
Great introductory rate
Rewards and additional benefits |
Principal and Interest Payments
Tax deductible² |
Interest Only
Tax deductible² |
.25% rate reduction with auto pay from FSB account |
$150 service fee |
$150 service fee |
Typically - $150 service fee |
View our Rates
All loans are subject to credit approval, verification and collateral evaluation.
¹ Lines of credit are priced at the Prime Rate (Prime) which is published on the last business day of the month in the Wall Street Journal; Prime is a variable rate with the maximum annual percentage rate (APR) of 18% and is subject to change without notice.
² Consult your tax advisor to determine your tax benefits.
³Example: Lowest annual percentage rate assumes excellent credit history, automatic loan payment from a FSB account, 10% down payment on a new car financed for 60 months. A $25,000 loan under these assumptions, including a $150 service fee, would result in a monthly payment of $463.05. For other products, current APR and repayment terms, click on product name at the top of the comparison chart.