Skip to main content
First State: Your Hometown Bank Macomb County, Michigan
Home
About Us
Online Banking
Pay Bills
Consumer Products and Services
Business Products and Services
Rates and Fees
Calculators
Locations and Hours
Career Opportunities
Links of Interest
Contact Us
Disclosures
Privacy Policy
Member FDIC - Equal Housing Lender
Consumer Products & Services - Checking, Savings & Certificates of Deposit

Consumer Checking

HomeFree Checking and three other checking accounts that pay you!

HomeFree Checking *

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of cancelled check images for easy record keeping
  • Check (Debit) Card available
45 Plus Interest Checking *

FREE for customers 45 and over!
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of cancelled check images for easy record keeping
  • Check (Debit) Card available
Direct Checking *

FREE checking with the convenience of direct deposit or automatic mortgage payment!
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of cancelled check images for easy record keeping
  • Check (Debit) Card available
Premium Account *

An account for those interested in higher interest!
  • Six tiers with rates paid monthly by balance. The higher your balance, the more you'll earn!
  • Access by check, ATM, Check Card, debit slip, phone, or online
  • Unlimited deposits and withdrawals
  • Easy-to-balance monthly statement
  • Return of cancelled check images for easy record keeping
  • Free telephone banking, online banking, and bill pay
  • Only $8.00 monthly charge if minimum balance falls below $1,000
* Customer pays check printing costs. Prices vary. Account may feature overdraft privileges that will trigger related charges. Please call us or stop by any of our branch offices for further details.