iPod® Limited Time Offer

Tune into Direct Checking and we'll turn up the gifts!*

1	Get a FREE GIFT** when you open any checking account!
or 2 or	Get a 2GB iPod® Shuffle when you: Open a Direct Checking account with $100, and Set up a $500 monthly direct deposit within 45 days, and Order checks along with a check card
3	Get a 4GB iPod® Nano when you: Open a Direct Checking account with $100, and Set up a $500 monthly direct deposit within 45 days, and Order checks along with a check card, and on the same day Open a Statement Savings account with $100, and Set up an additional $100 monthly automatic transfer/direct deposit
You will receive your iPod® at the branch where you opened the account after 90 days of direct deposit/automatic transfer activity.

Direct Checking includes:

Competitive interest
No per check charge
Unlimited check writing
Free 24/7 online banking and bill pay
Free MasterCard ATM/Check Card
Free statement binder
Fee-Free* access to over 32,000 nationwide ATMs

No monthly service fee
No minimum balance requirements
Free gift** at account opening
Free 24/7 automated telephone banking
Free easy-to-balance monthly statements
Free return of check images for accurate recordkeeping
Free cash (up to $25) for unused checks and check card†

Don’t miss a beat. Limited time offer. Make the switch today!

* Customer purchases checks and prices vary, fees may be charged for overdrafts and other services. Use on non-First State Bank ATMs not included in the Allpoint Surcharge Free Network may result in ATM fees charged by other financial institutions. Bank rules and regulations apply.

** Offer available from May 1, 2008 through June 12, 2008. The minimum opening deposit for both direct checking and statement savings is $100. This is in addition to the direct deposit requirements. Checks, check card, savings account with automatic transfer/direct deposit must be ordered/opened on same day as checking account. Direct deposit checking transactions are limited to: payroll, pension, Social Security or other income. The first direct deposit must post to the account within 45 days of account opening. You will receive your iPod® at the branch where you opened the account after 90 days of direct deposit/automatic transfer activity. Offer available to individuals without an existing checking account at First State Bank as of May 1, 2008. Offer not available to individuals who have closed a First State Banking checking account in the last six months, employees of First State Bank and its affiliates, and business accounts. Limit one iPod® per person and household. Value of iPod® will be reported as taxable income. Accounts must be in good standing to qualify for iPod®. Accounts in overdraft status will not qualify for iPod® offer. Accounts must remain open for six months or First State Bank reserves the right to redeem $69 or $149 retail value of the applicable iPod®. Offer subject to change and may be withdrawn at any time and we reserve the right to substitute a gift of similar value. iPod® is a registered trademark of Apple, Inc. and Apple is not a participant of this promotion.

† A credit of $2 per check pad for your unused checks and $2 for your old ATM or check card up to $25 will be issued within 2 business days of receiving your old checks and/or ATM/check card from another institution.