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First State: Your Hometown Bank Macomb County, Michigan
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Member FDIC - Equal Housing Lender
Consumer Products & Services - Consumer Loans


For over 85 years First State Bank has helped thousands of families finance their home affordably with our array of first class mortgage products and superior customer service. First State Bank Mortgage Company, LLC continues the fine tradition of providing a superior level of service and trust. First State Bank Mortgage Company is an affiliate of First State Bank. The best benefit of working with First State Bank Mortgage Company is how easy we make it for you to gather all the information you need to purchase your dream home or refinance your existing home. And most importantly, we help you every step of the way.

Mortgage Loans

If you’re in the market for a new home or you want to refinance your current home, trust the neighborhood mortgage experts at First State Bank Mortgage Company, LLC. Like you, we live, work and raise families right here in our community. 

A lending partner you can trust... click here to meet our Residential Mortgage Consultants. To set up an appointment, call toll free at 866-372-1275 or stop by any First State Bank branch office.

First State Bank Mortgage Company will actually commit - FREE OF CHARGE - to a specific loan amount while you shop for and select your home. Commitment to a loan is subject to credit approval. We offer loans that are customized to your unique situation to ensure that your transaction closes quickly and efficiently.

  • Conventional
  • Fixed-Rate
  • No Point/No Fee
  • Adjustable Rate
  • Investment Property
  • 0 Down Financing
  • New Construction
  • VA (Veterans Administration)
  • FHA (Federal Housing Administration)
  • MSHDA (Michigan State Housing Development Authority)
  • MAP (Mortgage Affordability Program)

All loans are subject to credit approval and acceptable appraisal. You must carry insurance on the property that secures this loan and flood insurance may be required. Any taxes or additional conditions imposed by the government on the subject property will be the borrower’s responsibility. Program terms and conditions are subject to change without notice.  Mortgage Loans offered through First State Bank Mortgage LLC., a subsidiary of First State Bank.