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Home / About Us / Policies & Disclosures / Website Usage Disclosure

Website Usage Disclosure

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Providing you a quality online banking experience is our priority. By accessing this site you agree to be bound by our terms and conditions as described.

First State Bank strives to provide you with the highest quality online banking system available. However, occasional inaccessibility to our Website should be expected, due to the unpredictable nature of the Internet. By accessing this Website, you agree to be bound by our terms and conditions as further described below. Whether or not you actually read these terms and conditions, your use of our Website will be deemed as an acceptance of such terms and conditions. Please read these terms, conditions and disclaimers carefully. Do not use this Website if you do not agree to be bound by all the terms and conditions. We may modify our terms and conditions for the use of this Website without notice and at any time.

Use of this Website

Although First State Bank of East Detroit ("First State Bank") continually strives to provide accurate and timely information, the content of this Website may not be accurate, complete or current and may include technical inaccuracies or typographical errors. Changes may be made to the content of this Website, from time to time, and without notice. At any time, First State Bank may change the products, services, and any other information described on this Website. The information published on this Website is for informational purposes only and is provided as a convenience to visitors. Please verify all information before relying on it. Any decisions that you make based on information provided on our Website are your sole responsibility. If you need specific details about any information contained on our Website, please contact us.


First State Bank controls and maintains this Website from the United States of America and makes no representation or warranty that materials are appropriate or available for use in other locations. The information provided on this Website is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject First State Bank or any affiliate to any registration requirement within such jurisdiction or country. If you use this Website from other locations, you are solely responsible for compliance with all applicable local laws.

Except as otherwise indicated, all of the information on this Website, including all images, is copyright material of First State Bank. You may not copy, download, republish, distribute, transmit, participate in the transmission of, create derivatives of, alter, edit, exploit, or reproduce any other information contained on this Website in any form without the prior written consent of First State Bank unless otherwise indicated. Deliberate misuse of any element of this Website, including, but not limited to, hacking, introduction of viruses or similar code, disruption, or excessive use, or any use in contravention of applicable law, is expressly forbidden and First State Bank reserves the right to terminate your access to the Website and, at its sole discretion, to pass any information regarding your misuse of the Website to legal authorities.

Links to this Website are not allowed or authorized without the prior consent of First State Bank.

Trademarks

"Your Hometown Bank" is a trademark of First State Bank and/or its affiliates or subsidiary companies.

Products and Services

The products and services referred to on this Website are offered by or through First State Bank or subsidiary or affiliates entities. The products and services and the applicable terms and conditions may change at any time. There may be eligibility requirements for these products and services. Furthermore, the products and services may not be available in all geographic areas.
Investment products and services are offered through third-parties, who are registered brokers/dealers and members FINRA and SIPC, and licensed insurance agencies. Non-deposit products are not FDIC insured nor are they insured by any federal government agency. They are not deposits or obligations of, not guaranteed by, First State Bank and involve investment risks, including the possible loss of the principal amount invested.

Other Sites/Weblinking

From time to time, this Website may contain links to other sites on the Internet. However, these links are provided for your convenience and you agree to use these third-party links at your own risk. The content of these third-party links has not been developed, checked for accuracy or otherwise reviewed by First State Bank. Therefore, First State Bank makes no guarantees or representations as to the accuracy, subject matter, quality or timeliness of any electronic content. Under no circumstances shall First State Bank incur any liability for any damages or loss resulting from your use of these third-party links referenced on our Website. Links to another Website do not constitute First State Bank's approval or endorsement of that site, its products or advertisements. See Weblinking Practices for more information.

No Warranty and Limitation of Liability

THE INFORMATION AND CONTENT OF THIS WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE." NEITHER FIRST STATE BANK, NOR ANY OF ITS AFFILIATES, WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE MATERIALS PROVIDED IN THIS WEBSITE, EITHER EXPRESSLY OR IMPLIEDLY, FOR ANY PARTICULAR PURPOSE AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES WILL FIRST STATE BANK OR ANY OF ITS AFFILIATES, SUBSIDIARIES, AGENTS, EMPLOYEES, OR SUBCONTRACTORS BE LIABLE TO YOU FOR ANY LOSS OR DAMAGE ARISING OUT OF THE USE OF, OR INABILITY TO USE THIS WEBSITE, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, CONSEQUENTIAL, FORESEEN OR UNFORESEEN, INCLUDING LOSS PROFIT OR OTHER ECONOMIC LOSS OR ANY OTHER DAMAGES OF ANY KIND, EVEN IF FIRST STATE BANK , OR ITS AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES.

The Internet lacks inherent security, therefore, First State Bank does not guarantee that downloads from this Website will not contain a virus or other destructive devise. First State Bank shall not be liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this Website.
By using our Website to transmit information, you accept the risk that the information you transmit to us and any information that we transmit to you, may be intercepted by third parties.

Weblinking Practices

We may provide access to information, products or services offered on Websites that are owned or operated by other companies ("third-party Website"). We provide this access through the use of hyperlinks that automatically move you from and out of First State Bank's Website(s) to the third party Website(s).

While we do our best to provide you with helpful, trustworthy resources, we cannot endorse, approve or guarantee information, products, services or recommendations provided at a third-party Website. Because we may not always know when information on a linked site changes, we are not responsible for the content or accuracy of any third-party Website. We will not be responsible for any loss or damage of any sort resulting from the use of a link on its Website nor will it be liable for any failure of products or services advertised or provided on these linked sites.

We offer links to you on an "as is" basis. When you visit a third-party Website by using a link on our site, you will no longer be protected by First State Bank’s privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of First State Bank. You should familiarize yourself with the privacy policy and security practices of the linked Website. Those are the policies and practices that will apply to your use of the linked Website, NOT First State Bank’s policies and practices.  

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