It's easy to switch your accounts to First State Bank!
We make it simple to keep your money close to home. Everything you need to make the switch is here, in four easy steps.

Step 1: Open Your First State Bank Account.

Visit the branch nearest you to open your First State Bank Account and we'll assist you in choosing the account(s) that's perfect for you. With any checking and savings account, you'll receive an ATM/Debit Card with fee-free* access to over 35,000 nationwide ATMs and free 24/7 telephone and online banking with bill pay.

Stop using your old account but leave sufficient funds to cover any outstanding checks or pending automatic payments.

Step 2: Get Organized.

Use our Switch Kit Checklist (PDF) and gather all relevant information about your existing account(s). To begin, review your last few statements and note all incoming direct deposits and outgoing automatic payments.

Keep in mind, not all deposits or payments occur on a monthly basis. Some, like insurance payments, automobile association dues and federal and state tax returns/payments, occur on irregular intervals.

Step 3: Move Direct Deposit & Automatic Payments.

Move or establish Direct Deposits with your employer or other organizations using the convenient Direct Deposit Form (PDF).

Switch any of your Automatic Payments online by using the links provided below or by completing the Automatic Payment Transfer Form (PDF).

As an alternative, your First State Bank checking account comes with free online BillPay, which you can use to pay your bills from one secure website giving you more control over your money.

Utilities

• DTE
• Consumers Energy

TV/Cable

• Comcast
• WOW!
• DirecTV
• Dish Network
• AT&T Uverse

Phone/Wireless

• AT&T
• Cavalier Telephone
• dPi Teleconnect
• Excel Telecommunications
• Sprint
• Verizon
• T-Mobile
• Alltel

Credit Cards

• Visa
• Mastercard
• American Express
• Discover

Insurance Companies

• State Farm Insurance
• AAA
• Hanover Insurance
• Farmers Insurance
• Progressive

Miscellaneous

• Wayne County Friend of the Court
• Macomb County Friend of the Court
• Oakland County Friend of the Court

Step 4: Close Your Old Account.

Close your old account and start using your First State Bank Account exclusively! Simplify, and use our Account Closure Request (PDF) form to send to your former banking institution.

Be sure all checks have cleared and all automatic deposits and payments have switched. If your account is an interest-bearing account, you should consider your account closing date accordingly.

Bring in your old unused checks and/or ATM/Check Card - we will buy them back from you for up to $25.**