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Surcharge-Free Nationwide ATMs

We’ve teamed up with Allpoint, the nation’s largest surcharge-free* ATM network to give you access to 43,000 ATMs nationwide and 11,500 internationally. We picked up the tab for your transactions, so you pay no surcharge fees. 


  • Surcharge-free* transactions
  • Convenient locations in national and regional retailers like 7-eleven, Target, Costco, Kroger and Walgreens
  • 43,000 ATMs nationwide, 879 in Michigan, 411 in Metro-Detroit
  • Over 2,500 ATMs in the United Kingdom
  • 2,500 ATMs in Mexico
  • 5,000 ATMs in Australia
  • 470 ATMs in Canada
  • No sign-up required, no forms to fill out
  • Use your current First State Bank Debit Card today
  • More fee-free* ATMs than Bank of America, Chase and Comerica combined
  • Just look for the Allpoint Logo logo

To find an Allpoint ATM near you, use our Branch/ATM locator.

Some ATMs may still display a surcharge warning message during your Allpoint ATM transaction. If that happens, simply enter "Yes" to accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge.